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dc.contributor.authorTaujanskaitė, Kamilė
dc.contributor.authorMilčius, Eugenijus
dc.contributor.authorSaltenis, Simonas
dc.date.accessioned2023-09-18T16:46:39Z
dc.date.available2023-09-18T16:46:39Z
dc.date.issued2016
dc.identifier.issn1392-2785
dc.identifier.other(BIS)KTU02-000057806
dc.identifier.urihttps://etalpykla.vilniustech.lt/handle/123456789/116499
dc.description.abstractStudy aims to quantitatively evaluate the impact, which borrowers’ consumer and financial behavior has on the volume of non-performing retail loans (NPL) in commercial banks of Lithuania and identifies the ways of its control. A strong link between NPL volume and these factors was established. Both are education-sensitive, therefore by investing into financial and consumer awareness raising of clients, commercial banks could improve business conditions in retail-loan market. Recommendations for commercial banks to undertake measures reducing NPL and invest in them were developed as well as methodology for estimation of payback potential of the investment. Study implies that wider context, covering both financial and consumer behavior of clients should be applied when analyzing reasons of poor performance of borrowers. Research methods used: comparative analysis, processing of statistical data, expert evaluation, mathematical analysis.eng
dc.formatPDF
dc.format.extentp. 405-416
dc.format.mediumtekstas / txt
dc.language.isoeng
dc.relation.isreferencedbyCEEOL – Central and Eastern European Online Library
dc.relation.isreferencedbySocial Sciences Citation Index (Web of Science)
dc.relation.isreferencedbyBusiness Source Complete
dc.relation.isreferencedbyIBSS: International Bibliography of the Social Sciences
dc.relation.isreferencedbyScopus
dc.rightsLaisvai prieinamas internete
dc.source.urihttps://doi.org/10.5755/j01.ee.27.4.14420
dc.source.urihttps://talpykla.elaba.lt/elaba-fedora/objects/elaba:18928272/datastreams/MAIN/content
dc.subjectVE05 - Socioekonominių sistemų universalaus tvarumo tyrimai / Universal sustainability research
dc.titleControl of non-performing loans in retail banking by raising financial and consumer a wareness of clients
dc.typeStraipsnis Web of Science DB / Article in Web of Science DB
dcterms.licenseCreative Commons – Attribution – 4.0 International
dcterms.references79
dc.type.pubtypeS1 - Straipsnis Web of Science DB / Web of Science DB article
dc.contributor.institutionVilniaus Gedimino technikos universitetas
dc.contributor.institutionKauno technologijos universitetas
dc.contributor.institutionAalborg University
dc.contributor.facultyVerslo vadybos fakultetas / Faculty of Business Management
dc.subject.researchfieldS 004 - Ekonomika / Economics
dc.subject.ltspecializationsL103 - Įtrauki ir kūrybinga visuomenė / Inclusive and creative society
dc.subject.enconsumption
dc.subject.enhousehold expenditure
dc.subject.enconsumer behavior
dc.subject.enpersonal finance management
dc.subject.encommercial banks
dc.subject.enbanks performance
dcterms.sourcetitleInžinerinė ekonomika = Engineering economics
dc.description.issueno. 4
dc.description.volumevol. 27
dc.publisher.nameKTU
dc.publisher.cityKaunas
dc.identifier.doi000388490000005
dc.identifier.doi2-s2.0-84994314277
dc.identifier.doi1
dc.identifier.doi10.5755/j01.ee.27.4.14420
dc.identifier.elaba18928272


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