Rodyti trumpą aprašą

dc.contributor.authorJurevičienė, Daiva
dc.contributor.authorSkirckaitė, Dovilė
dc.date.accessioned2023-09-18T17:17:07Z
dc.date.available2023-09-18T17:17:07Z
dc.date.issued2011
dc.identifier.issn1802-8527
dc.identifier.other(BIS)MRU02-000009499
dc.identifier.urihttps://etalpykla.vilniustech.lt/handle/123456789/121402
dc.description.abstractPurpose of the article Purpose of the article is to identify credit monitoring as a keystone of credit risk management in banks. CRM is widely discussed in scientific literature and in reports of institutions undertaking credit risk or supervisory bodies. However majority of such investigations are based on implementation of numerous quantitative or qualitative methods used for credit risk assessment before granting a loan or for credit portfolio risk management. There is a lack of information or investigations made on estimation of the need of credit monitoring in credit risk management process. Scientific aim Scientific aim is to structure the early warning signs that reflect the condition of credits, Methodology/methods The paper is based on analysis and resumption of various scientific and professional articles related to organization of credit process in banks. It combines results of assessments of credit monitoring importance in credit risk management process made by theoretical studies as well as investigation of experts. Findings Finding of the article is presentation of credit monitoring tools that should be applied for corporate (and individual) clients via modification of original credit agreement. Conclusions (limits, implications etc) Conclusion of the article is that credit monitoring is a keystone in credit risk management process. The purpose of credit monitoring is to detect in time possible worsening of the loan and to react (make changes in loan agreement). The simplest tool for credit monitoring is to identify early warning signs in time that could be assorted into four groups: EWS of business environment; EWS with regard to management, EWS regarding collateral, EWS in financial analysis. Limitation of investigation is impossibility of evaluation of importance of monitoring process in practice except investigation of experts (employees) directly responsible for credit business.eng
dc.format.extentp. 117-130
dc.format.mediumtekstas / txt
dc.language.isoeng
dc.relation.isreferencedbyCentral ProQuest
dc.source.urihttps://trends.fbm.vutbr.cz/index.php/trends/article/download/123
dc.titleCredit monitoring - a core of credit risk management
dc.typeStraipsnis kitoje DB / Article in other DB
dcterms.references24
dc.type.pubtypeS3 - Straipsnis kitoje DB / Article in other DB
dc.contributor.institutionMykolo Romerio universitetas
dc.contributor.institutionVilniaus Gedimino technikos universitetas
dc.subject.researchfieldS 004 - Ekonomika / Economics
dc.subject.enCredit monitoring
dc.subject.enCredit risk management
dc.subject.enCredit principles
dcterms.sourcetitleTrends economics and management = Trendy ekonomiky a managementu / Brno University of Technology. Faculty of Business and Management
dc.description.issueiss. 08
dc.description.volumevol. 5
dc.publisher.nameAkademické nakladatelství CERM
dc.publisher.cityBrno
dc.identifier.elaba2986817


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