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dc.contributor.authorBertulis, Mantas
dc.contributor.authorŽilinskij, Grigorij
dc.date.accessioned2023-12-22T07:07:13Z
dc.date.available2023-12-22T07:07:13Z
dc.date.issued2023
dc.identifier.issn2300-5947
dc.identifier.other(SCOPUS_ID)85174270324
dc.identifier.urihttps://etalpykla.vilniustech.lt/xmlui/handle/123456789/153788
dc.description.abstractFinTech has revolutionised financial services, making them more accessible and efficient. However, the COVID-19 pandemic impacted the FinTech industry, including peer-to-peer lending, in Lithuania and Sweden. This article explores the relationship between the pandemic and changes in peer-to-peer lending returns in both countries. By analysing existing literature, statistical data, and using wavelet coherence analysis, the study aims to understand the influence of COVID-19 on lending in Lithuania and Sweden. The results indicate that the pandemic had a limited impact on Lithuanian peer-to-peer lending, with average interest rates declining over time. Negative correlations between infection cases and lending returns were observed in specific quarters but were only significant in the short term. In contrast, the influence on Swedish peer-to-peer lending was more pronounced. Interest rates initially decreased, but a significant increase occurred in the first quarter of 2022, coinciding with a surge in COVID-19 infections and foreign policies. The negative correlation between cases of infection and lending returns persisted across the short, medium, and long terms alike in Sweden. These findings suggest that the Swedish peer-to-peer lending market was more affected by the economic and policy factors related to the pandemic than that of Lithuania.eng
dc.formatPDF
dc.format.extentp. 109-125
dc.format.mediumtekstas / txt
dc.language.isoeng
dc.relation.isreferencedbyScopus
dc.relation.isreferencedbyCEEOL – Central and Eastern European Online Library
dc.relation.isreferencedbyDOAJ
dc.relation.isreferencedbyArianta
dc.source.urihttps://ojs.wsb.edu.pl/index.php/fso/article/view/880
dc.titleAn investigation of changes in returns on peer-to-peer lending in Lithuania and Sweden during the COVID-19 pandemic: Evidence from wavelet coherence analysis
dc.typeStraipsnis Scopus DB / Article in Scopus DB
dcterms.licenseCreative Commons – Attribution – ShareAlike – 4.0 International
dcterms.references34
dc.type.pubtypeS2 - Straipsnis Scopus DB / Scopus DB article
dc.contributor.institutionVilniaus Gedimino technikos universitetas
dc.contributor.facultyVerslo vadybos fakultetas / Faculty of Business Management
dc.subject.researchfieldS 003 - Vadyba / Management
dc.subject.researchfieldS 004 - Ekonomika / Economics
dc.subject.vgtuprioritizedfieldsEV02 - Aukštos pridėtinės vertės ekonomika / High Value-Added Economy
dc.subject.ltspecializationsL103 - Įtrauki ir kūrybinga visuomenė / Inclusive and creative society
dc.subject.enCOVID-19
dc.subject.enfinancial technology
dc.subject.enFinTech
dc.subject.enpeer-to-peer
dc.subject.enreturns
dc.subject.enwavelet coherence analysis
dcterms.sourcetitleForum scientiae oeconomia
dc.description.issueiss. 3
dc.description.volumevol. 11
dc.publisher.nameWSB University
dc.publisher.cityDąbrowa Górnicza
dc.identifier.doi2-s2.0-85174270324
dc.identifier.doi85174270324
dc.identifier.doi10.23762/FSO_VOL11_NO3_6
dc.identifier.elaba181183427


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