Draudimo veiklos plėtros modeliavimas

Abstract

In the article author researches the method that would let choose a particular weight of insurance products in separate markets. The weights should help a company to achieve targets of profit level ando estimate reliability (guarantee) of receivable result. Risk in financial decisions evaluation is analyzed in the article with the emphasis on insurance activity risk. The authors solve the problem of activity developing of X company and create a model that would let to plan financial results of the company considering the possibilities of uncertainty and would estimate the reliability of receivable results, to ground concept of risk management. Effective lines of adequate portfolio of profit possibilities are used to select the best proportions of insurance services in separate markets for achieving maximum possible profit level. The map of portfolios values are made using the effective lines. Portfolio idea is looking for the best result considering its guarantee. Portfolio concept is a natural equivalent of the diversification aim.