Bank lending, the impact of environmental factors

Abstract

In recent years most growing importance is given to the environment and its consequences, so this question becomes an issue not just for manufacturing companies, but also for the banks. In order to prevent threats to the environment, banks bring a new lending operations should be carried out by the environmental risk assessment. In this article, the author's empirical study carried out by looking at the relationship between bank loans and a request for environmental information. In these research took part the biggest Latvian banks, taking into account the corporate lending decisions. The objective of this research paper is to specify environmental criteria which should be taken into account in the bank lending decisions. To achieve the goal were used a questionnaire, quantitative and qualitative methods, including the method of sociologic research, monographic and descriptive method.