Foreign experience of development of credit unions and opportunities of its application in Uzbekistan

Abstract

In the paper considered questions of the theory of credit cooperation, history of formation of institutions of credit unions, foreign experience of development of credit unions, current situation and trends in the development of credit unions in Uzbekistan. Also considered the problems of creation and functioning of a multilevel system of credit unions in different countries. The purpose of consideration and study of issues is the development of scientific suggestions and practical recommendations directed for the sustainable development of credit unions in Uzbekistan and increase their role in sustainable socio-economic development of regions of Uzbekistan. Also, cooperative system of Germany was considered in this paper. During the research were used the principles of a systems approach, the methods of logical, statistical and economic analysis. In conclusion are given the suggestions and recommendations on the development of a multilevel system of credit unions in Uzbekistan, in the light of the positive international experience of developed countries.

Straipsnyje keliami probleminiai klausimai: kredito kooperacijos teorija, kredito unijų institucijų formavimosi istorija, užsienio šalių patirtis plėtojant kredito unijas, dabartinė situacija ir kryptis plėtojant kredito unijas Uzbekistane. Keliamos daugiapakopių kredito unijų sistemų funkcionavimo įvairiose šalyse problemos. Tyrimo tikslas – pasiūlyti mokslinius sprendimus ir praktines rekomendacijas, kurios padėtų plėtotis kredito unijoms Uzbekistane bei padidintų jų vaidmenį tvariai socioekonominei regionų plėtrai Uzbekistane.